Terms & Conditions

Last updated: October 31, 2026

By accessing or using The Home Loan Calculator, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

Planning estimates only

The calculator provides general mathematical estimates based on the inputs and assumptions shown. Results may exclude taxes, insurance, lender fees, mortgage insurance, association dues, changing rates, rounding methods, and other costs. Results are not a loan offer, approval, disclosure, or guarantee.

No financial or professional advice

Website content is for general informational purposes and does not constitute financial, legal, tax, real-estate, or lending advice. Consult qualified professionals and obtain written terms from a lender before making a financial decision.

Permitted use

You may use the website for lawful personal or internal business planning. You may not disrupt the website, attempt unauthorized access, introduce malicious code, scrape it in a manner that harms availability, or misrepresent calculator results as an official lending decision.

Accuracy and availability

We aim to provide useful calculations but do not warrant that every result or piece of content is complete, current, error-free, or suitable for a particular purpose. We may change, suspend, or discontinue any part of the website without notice.

Intellectual property

The website's original design, text, branding, and code are protected by applicable intellectual-property laws. Third-party names and marks remain the property of their respective owners.

Limitation of liability

To the fullest extent permitted by law, The Home Loan Calculator and its operators will not be liable for losses arising from reliance on estimates, website unavailability, data loss, or decisions made using the website.

Changes to these terms

We may revise these terms. Continued use after a revision means you accept the updated terms. Questions can be sent through our Contact Us page.